Making your improvement ideas happen is easy. Add-on a new den, deck or bedroom.
Renovate your old bathroom or update your kitchen, You can even use your home equity line of credit to consolidate debt or pay off bills, student loans or credit cards.
For whatever reason, use your Republic Bank HELOC to make it happen.
4.75%*APR 12 Month Introductory Fixed Rate
As low as 5.50%*APR Ongoing Variable Rate
With $0 CLOSING COSTS*
$0 Closing Costs*
Lines up to 90% of homes value
Minimum monthly payment is accrued interest or $50, whichever is greater.
Minimum payment may not be sufficient to repay principal and may result in a balloon payment.
Republic Bank & Trust Company Loan Originator ID #402606.
* As of 3/29/2019, Annual Percentage Rate (APR) is the highest Prime Rate (index) published in the "Monthly Rates" section of the Wall Street Journal on a monthly basis, but APR cannot decrease below floor rate of 4.75% (As of 3/29/2019, the Prime Rate is 5.50%). After 12 month introductory fixed rate, rate adjusts based on Prime Rate plus a margin ranging from 0.00% to 2.50% depending on credit score. Maximum 18% APR. Maximum loan amount is $250,000 and 90% CLTV. Your loan amount will be determined by your home value, available equity, and credit history. Minimum payment may not be sufficient to repay outstanding loan balance at the end of the draw period and may result in a single balloon payment. This loan may have a prepayment penalty; ask us for details. You must have opened or open your primary checking account to receive $0 standard closing costs. Your primary checking account must be maintained in active status for the term of the HELOC or a $500 fee may be assessed. Please ask us about the Promotional Closing Cost Program Participation Agreement for more details. $50 annual fee after first year. This loan is not available for the purchase of a primary residence and no loan proceeds can be used to pay off any existing loan obligation with Republic Bank & Trust Company. Offer and rates subject to change. Loan subject to underwriting and approval. Additional restrictions apply. Limited time offer. Republic Bank & Trust Company Loan Originator ID # 402606.