† As of 2/1/2019, $100,000 seven-year Adjustable Rate Mortgage (ARM) loan, 5.478% Annual Percentage Rate (APR) with 84 payments of $536.82. After 84 Payments, loan rate adjusts yearly based on changes to the LIBOR Rate as published in the Wall Street Journal plus 2.75%. As of 2/1/2019, LIBOR Rate is 3.030%, therefore loan payment would adjust to 276 payments of $575.07. Maximum loan amount $453,100 and 100% Loan-to-value. Loan example does not include monthly taxes and insurance so your actual payment may be greater. Offer available for owner-occupied properties. Offer and rates subject to change. Loan subject to underwriting and approval. Additional restrictions apply. Limited time offer. Republic Bank & Trust Company Loan Originator ID #402606.
* 30 Day Closing promise is only for purchase loans
(no refinances) that are using Fannie and Freddie 10/15/20/30 year fixed rate loans,
Freddie adjustable rate mortgage (ARM) loans, and bank portfolio 5/1 and 7/1 ARM loans
(owner and non-owner occupied). 30 day counter begins upon application date if all required
income documents and purchase contract are received by Republic Bank within five (5) calendar
days of application. Loan closing is subject to underwriting approval. Closing promise is not
guaranteed if: a. borrower changes loan products or terms after application, b. processing is
delayed due to a third party requirement, including appraisal and inspection, or loan documentation
or application contains fraudulent information. Loans are subject to final credit approval. 30 Day
Closing promise is that Republic Bank will be ready to close in 30 calendar days and is not valid
if client chooses to close later.